Frequently asked questions

Hole-in-one insurance is a form of prize indemnity insurance: if a golfer makes a hole-in-one during your tournament, the policy pays out the prize you offered (cash, a car, a trip), so you don't have to fund the full prize yourself on the rare chance it happens.

Cost depends on the prize value, the hole's distance and the number of entrants, so we don't quote prices on this site — a licensed agent can give you an exact quote for your event.

Prize indemnity insurance is the broader category that hole-in-one insurance belongs to — it covers event organizers who offer a prize tied to a specific contest outcome, whether that's a hole-in-one, a half-court shot, or a putting contest.

Yes. The same type of coverage can apply to half-court shots, putting contests, longest-drive contests, field-goal kicks and similar skill-based promotions at other events.

A hole-in-one is rare, but if it happens without coverage, the full prize comes out of your event's budget — insurance transfers that risk for a comparatively small premium. We don't publish specific odds or statistics here; ask a licensed agent.

Agents can list for free, or sponsor a ZIP code, 20 ZIP codes, or an entire state so event organizers in that area see them first when requesting a quote.

No. It's a legitimate risk-transfer insurance product underwritten by licensed carriers for skill contests at charitable, corporate and recreational events — it is not a wager.